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API reference/Liabilities

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© 2026 FeelConnect. All rights reserved./v1 · FC-Version 2026-07-01

API reference

Liabilities

POST /v1/liabilities/get — credit cards, mortgages, student and auto loans with APRs and payment schedules.

All endpoints are POST with a JSON body, authenticated with your secret key (Authentication). Errors use the standard envelope; money is in major units with an iso_currency_code; dates are YYYY-MM-DD strings.

Get liabilities

POST/v1/liabilities/get

Returns loan-level detail for credit and loan accounts. Requires the liabilities product scope. Balances live on the account object; this endpoint adds terms.

Request body
access_tokenstringrequired
The item's access token.
curl https://api.feelconnect.dev/v1/liabilities/get \
-H "Authorization: Bearer $FEELCONNECT_SECRET_KEY" \
-H "Content-Type: application/json" \
-d '{"access_token":"fc_at_…"}'
Response
{
"liabilities": [
{
"account_id": "acct_5tGb2VnM8kQ4wZ1xLp0d",
"type": "credit_card",
"apr": 24.49,
"minimum_payment": 35,
"next_payment_due": "2026-08-11",
"original_principal": null
},
{
"account_id": "acct_2qR7sU4vW9xY1zA6bC3d",
"type": "student",
"apr": 4.99,
"minimum_payment": 218.4,
"next_payment_due": "2026-08-01",
"original_principal": 27500
}
],
"accounts": [
{
"account_id": "acct_5tGb2VnM8kQ4wZ1xLp0d",
"name": "Cashback Card",
"official_name": "Meridian Trust Cashback Rewards Card",
"type": "credit",
"subtype": "credit_card",
"mask": "0093",
"balances": {
"current": 1184.52,
"available": 8815.48,
"limit": 10000,
"iso_currency_code": "USD"
},
"verification_status": "verified"
}
]
}

Fields

Liability
account_idstring
The credit or loan account this liability describes.
typeenum
credit_card | mortgage | student | auto | personal
aprnumber | null
Annual percentage rate, e.g. 24.49.
minimum_paymentnumber | null
Next minimum payment due.
next_payment_duestring | null
YYYY-MM-DD due date.
original_principalnumber | null
Original loan amount, for installment loans.