bank · United States

First Meridian Bank is a simulated institution

First Meridian Bank is not a real company. It is one of the fictional institutions the sandbox ships with, listed in the catalog as inst_sandbox_meridian so you can exercise the whole Link flow — login, MFA, account selection, consent — against deterministic data without borrowing a real brand’s name.

institution_id: inst_sandbox_meridian
type: bank
countries: US
auth: Credentials
mfa: Not expected
catalog status: healthy

Retail and commercial banks. Checking, savings, card, and loan accounts with transaction history. Link collects the institution's credentials inside the modal on our origin; your servers never receive them. No multi-factor step is expected in the normal flow, though a connector may still challenge.

what you can read

Products available for First Meridian Bank.

Support is a property of the connector that serves the connection, not of the institution alone — so the honest answer is a matrix, not a badge.

Rows are this institution’s routing chain in order. Balances, transactions, assets, and recurring streams are available from every connector, because the last two are computed by FeelConnect from the first two. The rest exist only where the connector implements them.
Connector	Balances	Transactions	Recurring	Assets	Identity	Income	Liabilities	Investments	Crypto
Sandboxself-serveAlways on. Deterministic simulated data — it never reaches a real institution.

This institution routes to the sandbox and nowhere else, in both environments. There is no upstream provider to configure and no real account to reach — the data is generated deterministically from the item id, so the same connection always produces the same accounts, balances, and history.

how to connect it

Two calls and one modal.

Passing institution_id opens Link directly on First Meridian Bank instead of the picker — useful when your own UI already asked which bank.

import { FeelConnect } from "@feelconnect/node";

const fc = new FeelConnect({
  apiKey: process.env.FEELCONNECT_SECRET_KEY!,
  baseUrl: "https://connect.feels.money/v1",
});

// Pin the flow to First Meridian Bank: Link opens straight on its auth step
// instead of the institution picker.
const { link_token } = await fc.link.createToken({
  client_name: "Your app",
  user: { client_user_id: "user-123" },
  products: ["balances", "transactions", "recurring"],
  institution_id: "inst_sandbox_meridian",
});

The browser receives only the link_token, which expires in thirty minutes. Link runs the institution’s auth step, any MFA challenge, account selection, and the consent screen, then hands back a public_token. Exchange it once on your server with fc.link.exchangeToken and store the resulting access_token encrypted. Full walkthrough in the quickstart.

in the api

First Meridian Bank as the API returns it.

The response below is generated from this institution's row, so it is the shape and the values a real call gets back.

# Look the institution up by id.
curl https://connect.feels.money/v1/institutions/get_by_id \
  -H "Authorization: Bearer $FEELCONNECT_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{ "institution_id": "inst_sandbox_meridian" }'

logo_url is a path on this origin rather than a third-party CDN, so rendering the mark never tells anyone else which institution your user is looking at. primary_color and monogram are the fallback tile for clients that would rather not load an image at all. Field by field in the institutions reference.

In the sandbox this institution connects today. Link shows a credential form; user_good / pass_good succeeds, user_mfa / pass_good adds a challenge whose code is 1234, and user_locked produces an item error. Either way the item comes back with 24 months of deterministic history — enough to build and demo the whole integration before any provider agreement exists. Sandbox reference.

keep reading

Where to go next.

bank · United States

First Meridian Bank is a simulated institution

institution_id: inst_sandbox_meridian
type: bank
countries: US
auth: Credentials
mfa: Not expected
catalog status: healthy

what you can read

Products available for First Meridian Bank.

Support is a property of the connector that serves the connection, not of the institution alone — so the honest answer is a matrix, not a badge.

Rows are this institution’s routing chain in order. Balances, transactions, assets, and recurring streams are available from every connector, because the last two are computed by FeelConnect from the first two. The rest exist only where the connector implements them.
Connector	Balances	Transactions	Recurring	Assets	Identity	Income	Liabilities	Investments	Crypto
Sandboxself-serveAlways on. Deterministic simulated data — it never reaches a real institution.

how to connect it

Two calls and one modal.

Passing institution_id opens Link directly on First Meridian Bank instead of the picker — useful when your own UI already asked which bank.

import { FeelConnect } from "@feelconnect/node";

const fc = new FeelConnect({
  apiKey: process.env.FEELCONNECT_SECRET_KEY!,
  baseUrl: "https://connect.feels.money/v1",
});

// Pin the flow to First Meridian Bank: Link opens straight on its auth step
// instead of the institution picker.
const { link_token } = await fc.link.createToken({
  client_name: "Your app",
  user: { client_user_id: "user-123" },
  products: ["balances", "transactions", "recurring"],
  institution_id: "inst_sandbox_meridian",
});

in the api

First Meridian Bank as the API returns it.

The response below is generated from this institution's row, so it is the shape and the values a real call gets back.

# Look the institution up by id.
curl https://connect.feels.money/v1/institutions/get_by_id \
  -H "Authorization: Bearer $FEELCONNECT_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{ "institution_id": "inst_sandbox_meridian" }'

keep reading

First Meridian Bank is a simulated institution

Products available for First Meridian Bank.

Two calls and one modal.

First Meridian Bank as the API returns it.

Institutions that route the same way.

Where to go next.

First Meridian Bank is a simulated institution

Products available for First Meridian Bank.

Two calls and one modal.

First Meridian Bank as the API returns it.

Institutions that route the same way.

Where to go next.